The Firm’s S.B.A. practice is extensive and diverse. It involves the representation of many foreign and domestic banking institutions, including some of the largest and oldest banks in South America. We provide advice regarding the S.B.A.’s loan qualifications, loan making policy, loan administration, lending criteria, preferred lenders program, and certified lenders program. We also advise our clients in matters concerning secondary market participation and pooling of S.B.A. guaranteed portion.
The Firm continuously monitors regulatory developments and legislative enactments to assist our lending clients in dealing with policy and regulatory changes in the banking industry. We counsel our clients on all legal aspects regarding the Community Reinvestment Act, including compliance with deposit disclosure laws.
We prepare and create S.B.A. documentation necessary to secure and maintain the governments guaranteed portion in loan transactions. As bank’s counsel, we have created documentation for matters concerning loans to businesses eligible under the alter ego exception. We have also created shareholder and real property estoppel affidavits, collateral mortgage documents, consolidation and assignment of real estate mortgage documents and agreements,hypothecation and pledge agreements, general loan and security agreements, and continuing security agreements, just to list a few.